Meet The Team
The team behind Montgomery Financial Services LLC is made up of qualified financial professionals who are passionate about helping individuals and families achieve their ideal retirements.
Jeffrey D. Montgomery, CTS™ Owner and President
Jeffrey D. Montgomery is the founder and president of Montgomery Financial Services LLC, a fully independent, Registered Investment Advisory firm. As a financial coach, Jeff is passionate about helping retirees achieve a greater understanding of the need for building a comprehensive financial strategy for retirement using his Fiscal Blueprint™ process covering the 4 main areas of Income, Investment, Estate, and Tax Planning.
After graduating from Towson University in 1991 with a degree in business and economics, Jeff worked for the well-known mutual fund company T. Rowe Price in Baltimore, Maryland, where he specialized in investment services. Now he utilizes 25 years of experience to work with retirees in planning and executing some of the largest financial decisions they will ever make.
Jeff is fully licensed and registered as an Investment Advisor Representative. He holds life, health, and disability licenses in Maryland, Delaware, Florida and Virginia. He has also received a nationally recognized tax designation, CTS™ (Certified Tax Specialist™) This graduate-level designation is conferred upon candidates who complete a 135+ hour educational program focusing on personal income taxes and methods to reduce tax liability. CTS™ certification requires mastery of the basic income tax formula and its computation, retirement plans, deductions, credits, capital gains, depreciation, payroll taxes, and tax planning.
Jeff understands the importance of planning for a financially secure retirement and regularly conducts public seminars and gives talks at retirement centers, businesses, and other locations in the Delmarva area to spread his knowledge. His topics often include areas of behavioral finance and helping clients deal with the emotions that come with investing. Investor coaching is so important to Jeff that he equipped Montgomery Financial Services' corporate offices with a state-of-the-art financial resource center where he and his staff help inform clients on their investment strategies in a high-tech environment. Many clients comment on his unique ability to explain complex concepts simply and to inspire them to achieve a life of wealth and abundance.
Jeff works primarily with pre-retirees, retirees, seniors, and affluent small-business owners, helping them grow, protect and distribute their financial assets.
Outside of work, Jeff resides in Berlin, Maryland, with his wife, Joan. They have two grown children. He enjoys the outdoors, golf, and offshore fishing in his boat.
Nicholas C. Craven, CFP® Vice President
Nicholas Craven is a financial coach and investment advisor representative at Montgomery Financial Services LLC. He is a licensed insurance agent in the state of Maryland. Additionally, Nick has passed the Series 65 securities exam and is licensed with the state of Maryland as an Investment Adviser Representative. He joined the firm full-time in 2016 after having spent three years under the mentorship of Montgomery Financial Services owner and president Jeffrey Montgomery.
Nick has met the rigorous experience and ethical requirements of the CFP Board, has successfully completed extensive financial planning coursework, and has passed the comprehensive CFP® Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement, employee benefits, and estate planning.
Nick is well-versed in the art of helping to determine the best financial plan of action for each individual client. As an associate advisor, Nick specializes in investment management and advanced planning strategies. His passion is coaching the ideology of passive asset management to ensure that his clients can achieve complete financial peace of mind.
Nick graduated in 2016 from Bucknell University, where he studied economics and history. While attending, he was a member of the Bucknell football team and played defensive tackle. Nick currently resides in Ocean City with his wife, Casey, and their dog, Finn. In his spare time, Nick enjoys duck hunting, boating, and working out.
Joani Gursky Director of Operations
Joani Gursky is the director of operations at Montgomery Financial Services LLC. She has been with the company since 2012 and is responsible for the day-to-day operations of the company, including processing client applications and transfer forms, handling account deposits and withdrawals and ensuring that client required minimum distributions are satisfied.
It's often Joani's friendly voice you hear when you call the office. She is willing to assist clients and prospective clients in any way possible.
Joani holds a Bachelor of Arts degree in English and literature from Salisbury University. She resides in Berlin, Maryland, with her husband and they often spend time traveling to visit their three very active sons who are in college. Her hobbies include reading and taking her golden retriever, Nash, on long walks.
Edward J. Loftice
Senior Vice President, Baltimore Division
Financial Coach & Investment Advisor Representative
As a financial coach with Montgomery Financial Services LLC, Ed Loftice is committed to informing retirees and those nearing retirement through personal, one-on-one consultations and workshops he conducts throughout the region. He informs retirees of current information and investment strategies available to them to assist in their pre- and post-retirement planning to help ensure they never run out of assets.
Edward is an Investment Adviser Representative and has passed the Series 65 securities exam, and he holds life, health and disability licenses in Maryland, Delaware, Pennsylvania, Florida, and West Virginia.
Ed started his career in financial services in 1997 with The Advantage Retirement Group in Eldersburg, Maryland. While with the company, Ed continued to inform the public about retirement planning by conducting over 1,000 workshops and seminars throughout the East Coast. Prior to his career in financial services, Ed owned and operated a custom home building and remodeling business.
Ed has strong ties to the Sykesville/Eldersburg area since his parents moved the family there in 1973. He still resides in Eldersburg with his wife and dog. His son, daughter-in-law, and granddaughters also live in Eldersburg. In his spare time, Ed is an avid golfer and musician. He can be found most weekends somewhere in the Baltimore area entertaining the crowd with one of his bands.
Financial Coach & Investment Advisor Representative
Matthew Danmyer is a Financial Coach and Investment Advisor Representative at Montgomery Financial Services, LLC. He is a licensed insurance agent in the State of Maryland, as well as, he is licensed with the State of Maryland as an Investment Adviser Representative.
Prior to joining the Montgomery Financial Services team, Matt held a position in financial services with Bank of America-Merrill Lynch where he focused on helping to improve the financial lives of individuals and small businesses. Since beginning his career in 2016, he has helped hundreds of clients to plan for what’s most important to them. To this day, Matt’s favorite part of financial planning is helping clients to better understand their goals and how to obtain them.
Matt holds a Bachelor of Science degree in marketing from Messiah College where he was also a member of the lacrosse team. In his free time, Matt enjoys nature, working out, and spending as much time as possible with his wife, twin girls, and their family dog.
Merrie McElrath Marketing Manager and Event Coordinator
Kristen Burns Director of Marketing
Melanie Wootten Operations Assistant
Finn Certified Office Pup
Ready to Take The Next Step?
For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.