Our Passion Is Helping You Pursue Your Goals

Meet the financial professionals committed to helping you achieve the retirement you’ve always envisioned.

Financial coaches can help people achieve their dreams. I think everyone deserves the chance to make their own dreams come true, and money is usually part of that, so if I can help people make the right choices about investing and achieving those goals, that is a career well spent.”

— Jeff Montgomery

Jeffrey D. Montgomery, CTS^™, CES^™ Owner and President

Jeffrey D. Montgomery, CTS™, CES™ is the founder and president of Montgomery Financial, an independent SEC-registered investment adviser. As a financial coach, Jeff is passionate about helping retirees and pre-retirees better understand the financial decisions that can shape their retirement.

Through Montgomery Financial’s Inspiration Planning Process™, Jeff helps clients coordinate four important areas of retirement planning: Investments, Income, Tax Planning, and Legacy. His approach emphasizes education, long-term thinking, and helping clients make informed decisions around what matters most to them.

Jeff graduated from Towson University in 1991 with a degree in business and economics and began his financial-services career with T. Rowe Price in Baltimore, Maryland, where he specialized in investment services. Today, he brings decades of experience to his work with retirees and pre-retirees as they prepare for and navigate important financial decisions.

Jeff holds two professional designations: CTS™, Certified Tax Specialist™, and CES™, Certified Estate and Trust Specialist™. The CTS™ designation reflects advanced education in areas including personal income taxes, retirement plans, deductions, credits, capital gains, and tax-planning strategies. His CES™ education supports client conversations involving estate-planning considerations, beneficiary planning, wealth transfer, trusts, and legacy goals.

Jeff understands that retirement planning often involves more than investment decisions alone. It may also include coordinating income needs, tax considerations, estate-planning priorities, family goals, and legacy wishes. Montgomery Financial does not provide tax preparation or legal services, and Jeff encourages coordination with qualified tax and legal professionals when appropriate.

Jeff regularly conducts public seminars and educational events on topics including retirement planning, tax-aware strategies, estate-planning considerations, behavioral finance, and investor education.

Jeff works primarily with retirees, pre-retirees, and individuals facing important retirement and wealth-planning decisions.

Outside the office, Jeff lives in Berlin, Maryland, with his wife, Joan. They have two grown children and a granddaughter. He enjoys the outdoors, golf, and offshore fishing.